Home Closing Checklist

Robert Irwin9780071409971, 0071409971

A concise, quick-reference guide to save money and headaches when closing on a homeFraught with arcane rituals, hidden traps and pitfalls, and confusing legal mumbo jumbo, the closing can be the most harrowing part of the home buying equation.Modeled after Robert Irwin’s popular Home Buyer’s Checklist, this book is packed with checklists, pointers, questions, and tactics that help a home buyer close the deal without losing his or her sense of humor, sanity, or shirt, including: * A complete lowdown on what to ask, where to get the answers, and how much things cost * A list of information and documents needed to ensure a closing goes smoothly * Guidance on issues such as attorneys, bankers, title, inspections, insurance, surveys, and walk-throughs

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Table of contents :
Team DDU……Page 1
Contents……Page 7
Introduction……Page 17
Part 1 Understanding the Closing and Its Costs……Page 19
1.What Are Closing Costs?……Page 21
2.Lenders’ Closing Costs……Page 29
3.Title Insurance and Escr ow Closing Costs……Page 55
4.Attor neys’ Closing Costs……Page 71
Part 2 Closing the Offer……Page 79
5.Negotiating the Closing Costs……Page 81
6.Cr eating a Power ful Pur chase Agr eement……Page 89
7.Home Inspection Tips & T……Page 111
Part 3 Obtaining the Financing to Close the Deal……Page 133
8.Finding a Good Lender……Page 135
9.Finding Just the Right Loan……Page 144
Part 4 Closing the Escrow……Page 155
10.Finding a Reliable Escr ow–Title Insurance company……Page 157
11.Removing Contingencies……Page 163
12.Signing the Right Documents at Closing……Page 171
13.Extras! Extras!……Page 177
14.Using the Final W alk-Through Inspection……Page 183
15.Finally Taking Possession of Y our New Home……Page 190
Understanding the Terminology……Page 193
Internet Resources……Page 207
Index……Page 211